In 2025, bundling your home and auto insurance policies remains one of the best ways to save money while ensuring you’re adequately covered. Insurance providers recognize the value of combining these two essential policies, often offering discounts to encourage customers to bundle. Here’s a roundup of some of the top home and auto insurance bundles available in 2025:
1. State Farm: Home & Auto Bundle
State Farm continues to dominate the insurance industry, and for good reason. Their Home & Auto bundle provides exceptional coverage and significant savings. With a variety of customizable options, State Farm allows policyholders to tailor their plans based on their needs.
Why Choose State Farm:
- Multi-Policy Discount: Save up to 17% when you bundle home and auto.
- Excellent Customer Service: State Farm is known for its strong reputation in customer service and claims satisfaction.
- Discounts on Safe Driving: With their Drive Safe & Save program, you can further reduce premiums by using their telematics system to monitor safe driving habits.
2. Allstate: Auto and Home Insurance Package
Allstate is another top contender in the home and auto insurance bundle category. Their auto and home bundle is perfect for people looking for flexibility and great discounts. Allstate is known for offering unique add-ons, making it easy for homeowners and drivers to get specialized coverage for their needs.
Why Choose Allstate:
- Bundling Discount: Save up to 25% when you combine home and auto policies.
- Claim-Free Bonus: Receive discounts for being claim-free, which rewards safe drivers and homeowners.
- Smart Home Integration: Allstate offers discounts for customers who use smart home devices, such as security systems and smart thermostats.
3. Geico: Home and Auto Insurance Combo
Geico has gained a strong foothold in the insurance market, largely due to its competitive pricing and easy-to-use online platform. The Geico Home & Auto Bundle is ideal for those looking for a cost-effective solution without sacrificing coverage.
Why Choose Geico:
- Affordable Premiums: Geico’s home and auto bundle is often one of the most affordable, even for those with a history of claims.
- Up to 25% Discount: Geico offers substantial discounts for bundling multiple policies.
- 24/7 Customer Support: With Geico, you can get help anytime, whether it’s for filing a claim or asking questions about coverage.
4. Progressive: Home and Auto Insurance Bundle
Progressive offers one of the most flexible home and auto insurance bundles on the market. With its name-your-price tool and customizable policy options, Progressive allows you to get the coverage you need while staying within your budget.
Why Choose Progressive:
- Multi-Policy Discount: Save up to 20% when you bundle home and auto.
- Snapshot Program: If you opt into their Snapshot program, you can save more based on your driving habits.
- Numerous Add-ons: Progressive offers a range of additional coverage options, including renters insurance, to further customize your policy.
5. USAA: Home and Auto Insurance Bundle (for Military Families)
If you’re a member of the military or a veteran, USAA provides one of the best home and auto insurance bundles available. USAA is known for offering exclusive benefits to military families, including low rates and excellent service.
Why Choose USAA:
- Exclusive Discounts: Save up to 10% when you bundle home and auto insurance.
- Military-Specific Coverage: USAA offers specialized coverage for military families, including discounts on vehicles stationed overseas and coverage for personal property in transit.
- Outstanding Reputation: USAA consistently ranks high for customer satisfaction and claims service, ensuring that military families receive the support they need.
6. Farmers Insurance: Auto and Home Insurance Bundle
Farmers Insurance combines comprehensive coverage with competitive pricing in its auto and home insurance bundles. Farmers stands out for offering customizable coverage options that allow you to add extra protections for things like identity theft or equipment breakdown.
Why Choose Farmers:
- Bundling Discounts: Save up to 20% on home and auto policies.
- Unique Add-ons: Add identity theft protection, home business coverage, and more.
- Flexible Payment Plans: Farmers offers flexible payment options, making it easy for you to manage your premiums.
7. Nationwide: Home and Auto Insurance Package
Nationwide’s home and auto insurance bundle offers excellent value for homeowners and drivers alike. With an easy-to-navigate platform and robust customer support, Nationwide ensures its customers receive top-tier service and coverage.
Why Choose Nationwide:
- Discounts for Bundling: Save up to 25% when you bundle home and auto insurance.
- Vanishing Deductible: Nationwide offers a vanishing deductible program, which reduces your deductible over time for each year you remain claim-free.
- Claims-Free Rewards: Rewarding policyholders who don’t file claims, Nationwide offers lower premiums for long-term customers.
8. Travelers Insurance: Auto and Home Insurance Bundle
Travelers offers a flexible home and auto bundle that provides great coverage with the added benefit of discounts. Whether you’re looking for standard coverage or want to explore specialized options, Travelers has a plan for you.
Why Choose Travelers:
- Multi-Policy Discounts: Save up to 13% when you bundle.
- Specialized Coverage Options: Offers extras like umbrella insurance, identity theft protection, and more.
- Easy Claims Process: Travelers offers a straightforward claims process, ensuring that claims are handled efficiently.
Conclusion
When it comes to bundling your home and auto insurance in 2025, the right choice depends on your individual needs, driving habits, and budget. Each insurer offers a variety of discounts, flexible coverage options, and tailored plans that make bundling an attractive choice for homeowners and drivers. By comparing the benefits, discounts, and extra add-ons available with each provider, you can ensure that you’re getting the best coverage for your home and vehicle at a price that fits your budget.
